There are a number of issues to consider when purchasing a home and every transaction is unique. As a buyer, it doesn't cost you anything for me to help you, so why not have me, a real estate professional, working for you? Plus, it's a lot of work finding the right property, so why not let me do the work so you don't have to?
Awareness of market conditions in your area is important knowledge. As your Buyer Agent it is important that I keep you up-to-date with market conditions, statistics and most importantly new listings as they become available.
What properties have recently sold in your area, what was the selling price and how long were they on the market are all important questions that will help you make a smart buying decision.
*HST -There is no HST on the purchase price of resale homes, however HST is applicable on the commission and other services (home inspections, lawyers fees etc.).
*Land Transfer Tax
*Mortgage loan insurance (if the downpayment is less than 20% of the purchase price)
*Downpayment & Deposit amounts
*Estoppel/Status Certificate- condos
*Prepaid Property taxes/utility bills
*Water/Septic tests (rural properties)